Avant Flex Mortgage Now Offers Ireland’s Lowest Variable Rate

07/05/2025
Mortgage Rates, NewsNo Comments

At a time when mortgage rates are holding firm or edging higher, Avant Money has quietly set a new benchmark. From 10th May to 9th June 2025, their updated Euribor-linked rate of 2.14%, combined with fixed margins of 0.9% or 1.1% depending on your loan-to-value (LTV), delivers a variable rate of just 3.04% or 3.24%.

That makes Avant’s Flex Mortgage the most competitive variable rate option on the Irish market right now—by a clear margin.

What is the Avant Flex Mortgage?

Unlike most variable rate mortgages in Ireland, the Flex Mortgage is built around a transparent pricing structure:

  • The Benchmark Rate: This is based on the 12-month Euribor, updated every month. The current rate stands at 2.14%.
  • A Fixed Margin: Depending on your LTV, you’ll pay either a 0.9% or 1.1% margin on top. The margin is locked in for the life of the loan.

Put together, this gives borrowers access to a variable rate that moves with the wider European market—not the whim of a single lender.

Why It Stands Out

  • Market-Leading Pricing: With starting rates of 3.04%, no other variable mortgage in Ireland comes close.
  • Built-In Flexibility: Overpayments can be made at any time without penalties.
  • Clear and Predictable: The use of Euribor means borrowers are tied to an independently set European rate, offering more clarity than typical lender-set variables.

Getting Access Through Irish Mortgage Corporation

Avant Money works with a select number of brokers nationwide. Irish Mortgage Corporation is one of them—and among the most experienced.

They offer access to the full Avant Money range, including the Flex Mortgage. If you’re unsure about whether a variable rate suits your situation—or want to compare across all lenders—they’ll give you the full picture without the jargon.

Is It Right for You?

If you’re happy to accept a degree of rate fluctuation in return for lower repayments and the flexibility to pay off your mortgage faster, this is a serious contender.

The Flex Mortgage is particularly appealing for those with a lower LTV, as it unlocks Avant’s lowest rates. But even at higher LTVs, the 3.24% rate remains unmatched elsewhere on the market.

Schedule a call to discuss your options: https://irishmortgage.com/contact/