Savings & Investments

There are many reasons to save; the deposit for your first home, to pay for your wedding day, your kids’ school fees or just to have some money put aside for those rainy days.

If you need, or would like access to your money within the next 3 years, you should consider a deposit account (see our information on bank deposits here).

In the current climate, bank deposit rates are close to zero, meaning that for those who seek a return on their investment and do not need access to their savings in the medium to long term (5 to 7 years), should look elsewhere for investment opportunities.

The MoneyCoach team includes highly experienced investment consultants who can customise solutions to suit your individual needs. We start by helping you to establish your financial goals.

We believe in optimising the performance of your investments. We do this by seeking a proper understanding of your attitude to risk and your capacity to accept volatility in the value of your investments in exchange for potential gains. Our advice also takes into account how soon you will need access to your funds and what annual investment return is required to achieve your financial goals.

Warning – the value of your investments may go down as well as up.