Repayment Calculator

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*Subject to underwriting criteria

Lending criteria, terms and conditions apply. The property is mortgaged to secure the loan. Life insurance is required but not conditional of this offer.  The maximum mortgage is 90% of the property value. A typical fixed rate mortgage of €300,000 over 360 months costs €1,592 per month at 4.9% for 7 years and €1,453 per month at 3.95% after year 7 (APRC 4.5%) assuming an 80% loan to value. The total amount repayable is €534,909. A 1% rise in interest rate will increase this payment by €187 per month.  APRC = Annual Percentage Rate of Charge is the rate including all costs and mortgage goes its full term. Where Irish Mortgage Corporation charge a fee, this will /also be reflected in the APRC.  Information correct as of 07/10/2021 and subject to change. Please contact Irish Mortgage Corporation Ltd for accurate real-time information and rates, and for specific tailored information to meet your particular requirements.

WARNING:
IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME

WARNING:
THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE

This calculator gives indicative results for illustrative and guidance purposes only and is not an offer of a loan. The final loan amount you can borrow will depend on a number of factors. Your mortgage may be subject to a loan to value or a loan to income limits. Irish Mortgage Corporation Ltd will confirm the amount you can borrow as part of your formal mortgage enquiry.

Irish Mortgage Corporation Limited trading as Irish Mortgage Corporation, Irish Pensions Corporation, Moneycoach, and Insuresave is regulated by the Central Bank of Ireland.

If this illustration has made you think, or if you have further questions, why not contact one of our advisors for an initial consultation.  You can use the Quick Enquiry button, Live Chat or call us on 01 669 1040

Mortgage Advice

You can get impartial mortgage advice from our partner company – the Irish Mortgage Corporation very easily – just click the button below to request a call back. One of their advisors will aim to cat back to you within 3 business hours.  Alternatively, if you are ready you can use the Online Application system direct.