Obtaining a Mortgage
IMC will be there for you from application to completion stage. Our advisors will discuss your specific needs and then provide a range of options that meet those needs. Here is what we will do to help you get your mortgage:
- Analyse your income and debt and calculate the maximum mortgage you can afford
- Fully explain the mortgage process, the various available loan products, and demonstrate how your monthly payments could vary under each product
- Advise you on the documentation required to progress the application including verifications of employment and income, balance of funds, tax returns and bank statements
- Collate your information and assist you with completing your application
- Assist with the collection of financial information (tax returns, bank statements) and other related documents which will form part of your application
- Take care of your mortgage protection needs and present you with a range of options
- Keep in contact with you, your solicitor and the lender, from application stage to closing to ensure the process is as pain-free and as smooth as possible
- Continuous Client service after mortgage drawdown
Mortgage Calculator
It is important to remember that no two mortgages are identical – there are many factors that can impact repayments, not only the interest rate and the term. However, you can get a good idea of repayments using our calculator HERE.