Holding your money in cash may not always be the best option as inflation could reduce your purchasing power.

You can invest in many different assets depending on your risk appetite and what you want to achieve. You do not have to invest in the assets directly. By investing in funds your money can be spread across several different investments, thereby reducing the risk of having “all your eggs in one basket”.

There are also a variety of “capital secure” products should you wish to minimise the risk to your hard earned cash even further.

You can choose to invest a lump sum or you can save by investing regularly.

MoneyCoach.ie believes in optimising the performance of our clients investments. We do this by gaining a proper understanding of your attitude to risk and your capacity to accept volatility in the value of your investments in exchange for potential gains.

Warning – the value of your investments may go down as well as up.